Personal Loans in Canada
Unsecured loans from $500 to $50,000 for any purpose. Fixed monthly payments with terms from 6 to 60 months. Subject to credit approval. Available amounts range from $500 - $50,000 with terms of 6-60 months. APR from 6.99% to 46.96%.
Typical Requirements
- Canadian resident age 18 or older
- Regular source of income
- Active Canadian bank account
- Valid government-issued ID
Browse personal loans options in cities across all Canadian provinces. Compare APRs, amounts, and terms from verified lenders.
Why HELOC Loans?
Lower Interest
HELOC rates are typically 3 to 8 percent versus 20 to 47 percent for unsecured loans.
Interest Only Option
During the draw period, you may only pay interest, keeping monthly costs manageable.
Reusable Credit
Pay down your balance and borrow again. Like a credit card secured by your home.